About Us

Welcome to Discern Insurance, your partner for navigating the complex world of insurance. We’re dedicated to helping individuals and businesses in Colorado find the perfect coverage to protect what matters most.

Our Mission

At Discern Insurance, our mission is to provide personalized insurance solutions that meet the unique needs of our clients. We believe that everyone deserves access to clear, unbiased information and expert guidance when making important insurance decisions. We strive to be a reliable resource, empowering you to make informed choices and secure your future.

Our Expertise

Discern Insurance is a licensed agency in the state of Colorado, License Number: 881020 and is authorized to sell a comprehensive range of insurance products, including:
 * Life Insurance
 * Health Insurance
 * Home Insurance
 * Auto Insurance
 * Business Insurance

Serving Southern Colorado

Our agent has been serving the Southern Colorado community since 2018, bringing years of experience and a deep understanding of the local insurance landscape. We are committed to staying up-to-date on the latest industry trends and regulations to ensure that our clients receive the most relevant and effective coverage options.

We are proud to be a part of the Southern Colorado community. We are committed to serving our neighbors with honesty and integrity. We understand the unique insurance needs of our region and will work diligently to find the best solutions for you.

Agency License Number: 881020

Agent’s License Number: 587347

Our Commitment to Professional and Ethical Service

At Discern Insurance, we adhere to the highest standards of professionalism and ethical conduct. We believe in building strong, trusting relationships with our clients based on the following principles:
 * The Right to Professional and Competent Services:
   * We strive to establish relationships through dialogue and deeds, providing products and services that benefit our clients.
   * We demonstrate the experience and knowledge necessary to provide appropriate and meaningful solutions.
   * We refer clients or cases we are not qualified to handle to qualified producers or seek assistance from them.
 * The Right to Honesty and Trust:
   * We openly describe our professional role and how our products and services benefit our clients.
   * We disclose any potential conflicts of interest.
   * We encourage open and honest discussions to best address our clients’ needs.
   * We encourage our clients to ask questions.
 * The Right to Full Disclosure:
   * We discuss our background and experience with our clients.
   * We present product recommendations openly and honestly, disclosing all material elements and explaining both benefits and limitations.
   * We disclose how we are compensated.
 * The Right to Product Recommendations Based on Needs and Resources:
   * We engage in a consultative approach to fulfill our clients’ needs.
   * We review and analyze our clients’ needs and resources to recommend only suitable products.
   * We thoroughly understand the products we represent and can explain all features.
   * We recommend and place only suitable products, explaining the suitability factors.
 * The Right to Privacy:
   * We hold client information in confidence and use it only for the purpose of fulfilling and serving product placement.

Let’s Connect

We invite you to contact us today to learn more about how we can help you find the right insurance coverage. We’re here to answer your questions and provide the guidance you need.

(719) 203-4025

sam@discerninsurance.com

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